What payment methods does Split Pay accept?

Split Pay works with a debit card and your checking account:

  • Debit card — any Visa or Mastercard debit card in your own name, from any bank. You add it when you set up Split Pay, and you can change it anytime under Account → Change Debit, in the app or at splitpay.com/account.

  • Checking account — connect it through our secure bank connection. Savings accounts can't be added — if your bank shows more than one account when you connect, choose checking.

Discover cards, credit cards, and Privacy.com cards aren't supported. If a Discover card is all you have, see Why isn't Discover accepted? and I don't have a Visa or Mastercard debit card. What are my options?. Using a Privacy.com card? See Can I use a Privacy.com card with Split Pay?.

How your method is used:

  • Your first payment comes from your debit card if you pay through a portal. If you pay your landlord directly, it comes from your checking account.

  • For your second payment, we'll automatically choose between your debit card and checking account to keep your payments running smoothly. Want to use a specific one? Pay on the Pay Now screen before your due date and choose it — see Can I choose which payment method is used for my second payment?.

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