What payment methods does Split Pay accept?

Split Pay works with a debit card and your bank account:

  • Debit card — any Visa or Mastercard debit card. You add it when you set up Split Pay, and you can change it anytime under Account → Change Debit, in the app or at splitpay.com/account.

  • Bank account — connect your checking account through our secure bank connection.

Discover and credit cards aren't supported. If a Discover card is all you have, you can use a free Privacy.com virtual debit card — see How can I use Privacy.com if I only have a Discover card? or I don't have a Visa or Mastercard debit card. What are my options?.

How your method is used:

  • Your first payment comes from your debit card if you pay through a portal. If you pay your landlord directly, it comes from your bank account.

  • For your second payment, we'll automatically choose between your debit card and bank account to keep your payments running smoothly. Want to use a specific one? Pay on the Pay Now screen before your due date and choose it — see Can I choose which payment method is used for my second payment?.