Rent day, lighter.

Your biggest bill shouldn't wipe out your month. Split Pay breaks rent into two payments on your schedule, so the 1st feels like any other day.

  • Zero late fees

  • No credit check

  • Cancel anytime

1st split payment

$1,000

Monthly due date

2nd split payment

$1,000

14 days later

family

Three steps.
About three
minutes.

app view: how much is your rent

Add your rent

app view: connect your accounts

Connect your accounts

app view: you are approved

Get approved

More cash, less pressure, every month.

fine

Keep more cash on hand

A $2,000 rent payment doesn’t have to mean $2,000 gone on the 1st. Split it into two $1,000 payments, one when rent is due, one two weeks later. You keep more cash on hand for groceries, gas, and everything else.

Never pay rent late

Late rent can mean fees, awkward landlord texts, or a hit to your rental history. Split Pay sends your landlord the full amount on the due date — every time. You pay us back in two smaller pieces.

More peace of mind

Your biggest bill of the month, handled. Set it once and stop dreading the 1st. Breathing room is a feature, not a feeling.

See what your rent looks like, split.

Your rent (before)

$2,000

Your rent (after)

Monthly due date

$1,000.00*

14 days later

$1,000.00

* Split Pay costs $0 + $0.00 (0% of your total rent)

Easy for you. Easy for your landlord.

Split Pay works alongside your existing rent setup, not on top of it. Your landlord receives your full payment on time, the way they already accept it.

Rent is due

Your normal payment date arrives.

Split Pay pays in full

We cover the full amount to your landlord on time.

You pay 2 installments

Half now. Half two weeks later.

family reading

How Split Pay works

We pay your landlord or property manager in full on your rent due date. You pay us back in two installments — half now, half later. Your landlord sees one on-time rent payment. You get breathing room.

Works with any landlord

Big property management companies, small independent owners, co-ops, condo boards, if you pay rent, we can split it. We send your payment the way your landlord already accepts it: ACH, Zelle, tenant portal, or a mailed check.

What does my landlord see?

Your landlord still gets paid in full, on time. There are no changes to how they receive payments.

rating

What people are saying

Y
Yoshi3086

Split Pay already makes paying rent less painful — but a huge shoutout to Edward in customer service who went above and beyond. Give that man a raise.

E
Egg.with.legs

No more shame asking for an extension. Split Pay lets me pay rent w/o stress and manage my other expenses at the same time. Getting approved was one of the best things that happened to me.

testimonial
testimonial
S
Sjboylan

“Paying rent is now seamless and stress-free. It’s even helped my credit, which is something I’ve always struggled with. I highly recommend it.”

A
AlainLV

Needed help with getting rent paid on time because my family had been in a bind since life keeps throwing stones. It allowed us to get groceries, gas etc in order to make it to the next payday. Thank you Split Pay!

M
Meliss53

Makes paying rent so stress free while also allowing you to build credit. If it weren’t for this app I would have found myself in a tough spot with paying my rent on time when my job slows down for the season! 10/10 recommend.

testimonial
R
Rkl2016

This app has been a game changer for helping me pay rent and managing my other bills without having to sacrifice.

testimonial
B
Bell_x0

Using this has helped tremendously with paying my rent and avoiding late fees due to getting paid on random days during the month.

A
ANW911

I get paid twice a month and my first check used to be totally consumed with rent. Split Pay gave me the financial freedom to actually pay other bills on time without stressing about how to survive until my next check

M
M_BlackPearl238

This app helps with paycheck-to-paycheck life — I still enjoy my hard-earned money AND pay rent on time without the stress.

SV
Susan Vlcek

They split your rent into two equal payments. Easy to work with, and they work with resident portals. I use it myself, and I work in leasing — I recommend it to residents.

testimonial
testimonial
JA
J Alex

This is the best rent split app out there. You’re supplied a routing/checking account for your portal that triggers Split Pay to deduct the first half with a small fee, and the second half two weeks later.

T
Taddy2.0

I love that they give you a virtual account so it doesn’t look like you’re paying from a third party. Everything stays seamless with my landlord.

JS
John Surrency

Great app — helps tremendously. Always on time, and I can pay between both checks each month.

G
guyseattle

Split Pay lets me pay rent on time without paying it all upfront. I have more money left after rent, and I’m building credit at the same time.

testimonial
testimonial
J
jayflow562334

My credit is fair and I have a solid job, but sometimes life happens and I just need an extra week to cover rent. The app approved me for a high amount — and it beats paying a $75 late fee.

T
TheLois70

Split Pay has made paying rent stress-free. I’m able to manage my monthly bills much better since using it.

OF
Olga Flores

Split Pay means I don’t worry about rent being paid on time or paying late fees if I don’t have all the money. It’s really made my life easier.

testimonial
G
Geo1084

Y’all are truly a lifesaver!! My rent all-in nearly a third of my monthly income. Splitting it in half leaves me a buffer to live on and put a little money away too.

Y
Yoshi3086

Split Pay already makes paying rent less painful — but a huge shoutout to Edward in customer service who went above and beyond. Give that man a raise.

E
Egg.with.legs

No more shame asking for an extension. Split Pay lets me pay rent w/o stress and manage my other expenses at the same time. Getting approved was one of the best things that happened to me.

testimonial
testimonial
S
Sjboylan

“Paying rent is now seamless and stress-free. It’s even helped my credit, which is something I’ve always struggled with. I highly recommend it.”

A
AlainLV

Needed help with getting rent paid on time because my family had been in a bind since life keeps throwing stones. It allowed us to get groceries, gas etc in order to make it to the next payday. Thank you Split Pay!

M
Meliss53

Makes paying rent so stress free while also allowing you to build credit. If it weren’t for this app I would have found myself in a tough spot with paying my rent on time when my job slows down for the season! 10/10 recommend.

testimonial
R
Rkl2016

This app has been a game changer for helping me pay rent and managing my other bills without having to sacrifice.

testimonial
B
Bell_x0

Using this has helped tremendously with paying my rent and avoiding late fees due to getting paid on random days during the month.

A
ANW911

I get paid twice a month and my first check used to be totally consumed with rent. Split Pay gave me the financial freedom to actually pay other bills on time without stressing about how to survive until my next check

M
M_BlackPearl238

This app helps with paycheck-to-paycheck life — I still enjoy my hard-earned money AND pay rent on time without the stress.

SV
Susan Vlcek

They split your rent into two equal payments. Easy to work with, and they work with resident portals. I use it myself, and I work in leasing — I recommend it to residents.

testimonial
testimonial
JA
J Alex

This is the best rent split app out there. You’re supplied a routing/checking account for your portal that triggers Split Pay to deduct the first half with a small fee, and the second half two weeks later.

T
Taddy2.0

I love that they give you a virtual account so it doesn’t look like you’re paying from a third party. Everything stays seamless with my landlord.

JS
John Surrency

Great app — helps tremendously. Always on time, and I can pay between both checks each month.

G
guyseattle

Split Pay lets me pay rent on time without paying it all upfront. I have more money left after rent, and I’m building credit at the same time.

testimonial
testimonial
J
jayflow562334

My credit is fair and I have a solid job, but sometimes life happens and I just need an extra week to cover rent. The app approved me for a high amount — and it beats paying a $75 late fee.

T
TheLois70

Split Pay has made paying rent stress-free. I’m able to manage my monthly bills much better since using it.

OF
Olga Flores

Split Pay means I don’t worry about rent being paid on time or paying late fees if I don’t have all the money. It’s really made my life easier.

testimonial
G
Geo1084

Y’all are truly a lifesaver!! My rent all-in nearly a third of my monthly income. Splitting it in half leaves me a buffer to live on and put a little money away too.

Y
Yoshi3086

Split Pay already makes paying rent less painful — but a huge shoutout to Edward in customer service who went above and beyond. Give that man a raise.

E
Egg.with.legs

No more shame asking for an extension. Split Pay lets me pay rent w/o stress and manage my other expenses at the same time. Getting approved was one of the best things that happened to me.

testimonial
testimonial
S
Sjboylan

“Paying rent is now seamless and stress-free. It’s even helped my credit, which is something I’ve always struggled with. I highly recommend it.”

A
AlainLV

Needed help with getting rent paid on time because my family had been in a bind since life keeps throwing stones. It allowed us to get groceries, gas etc in order to make it to the next payday. Thank you Split Pay!

M
Meliss53

Makes paying rent so stress free while also allowing you to build credit. If it weren’t for this app I would have found myself in a tough spot with paying my rent on time when my job slows down for the season! 10/10 recommend.

testimonial
R
Rkl2016

This app has been a game changer for helping me pay rent and managing my other bills without having to sacrifice.

testimonial
B
Bell_x0

Using this has helped tremendously with paying my rent and avoiding late fees due to getting paid on random days during the month.

A
ANW911

I get paid twice a month and my first check used to be totally consumed with rent. Split Pay gave me the financial freedom to actually pay other bills on time without stressing about how to survive until my next check

M
M_BlackPearl238

This app helps with paycheck-to-paycheck life — I still enjoy my hard-earned money AND pay rent on time without the stress.

SV
Susan Vlcek

They split your rent into two equal payments. Easy to work with, and they work with resident portals. I use it myself, and I work in leasing — I recommend it to residents.

testimonial
testimonial
JA
J Alex

This is the best rent split app out there. You’re supplied a routing/checking account for your portal that triggers Split Pay to deduct the first half with a small fee, and the second half two weeks later.

T
Taddy2.0

I love that they give you a virtual account so it doesn’t look like you’re paying from a third party. Everything stays seamless with my landlord.

JS
John Surrency

Great app — helps tremendously. Always on time, and I can pay between both checks each month.

G
guyseattle

Split Pay lets me pay rent on time without paying it all upfront. I have more money left after rent, and I’m building credit at the same time.

testimonial
testimonial
J
jayflow562334

My credit is fair and I have a solid job, but sometimes life happens and I just need an extra week to cover rent. The app approved me for a high amount — and it beats paying a $75 late fee.

T
TheLois70

Split Pay has made paying rent stress-free. I’m able to manage my monthly bills much better since using it.

OF
Olga Flores

Split Pay means I don’t worry about rent being paid on time or paying late fees if I don’t have all the money. It’s really made my life easier.

testimonial
G
Geo1084

Y’all are truly a lifesaver!! My rent all-in nearly a third of my monthly income. Splitting it in half leaves me a buffer to live on and put a little money away too.

FAQs

Rent day, lighter

Set up your first split in under 3 minutes. No credit check, no contracts.