Rent loans, and a
way to
cover rent
without interest
Split Pay splits the rent you already owe into two payments, timed to your paychecks.
Your landlord gets paid in full, on time. No interest, no credit check.
Help avoid late fees¹
No credit check²
Cancel anytime

Your rent, paid on
your schedule
Your rent is due on the 1st. Your paycheck lands on the 3rd. That two-day gap opens at
the start of every month, and it only has to line up wrong once to become a late fee.
Mon
30
Tue
1
Rent due
$2,000
Wed
2
Thu
3
Fri
4
3 days later
Payday
The money is there. The timing isn’t. That’s the problem we fix.
A rent loan adds interest.
Split Pay just splits the timing.
A rent loan means borrowing money and paying interest on top of it. Split Pay is different. We pay your landlord the full rent on the due date. You cover it in two halves, timed to your paychecks. No interest, no credit check, and a flat fee you see before you sign up. You’re not taking on interest to make rent. You’re paying the rent you already have, in two parts that fit your pay.

Half now, half later:
how Split Pay covers rent
Split Pay turns one rent payment into two, 14 days apart. A $2,000 rent payment becomes two $1,000 payments,
each timed to a paycheck. Your landlord gets paid in full, on time, every month.

You set the rhythm once
Connect your rent and tell us when your paychecks land. Setup takes about three minutes.

We handle the timing every month
Your autopayment schedule runs itself. One paycheck pays the first half, the next one pays the second half. Nothing to track, nothing to remember.

Your landlord sees one on-time payment
On your due date, we send your landlord the full amount. Nothing changes with your lease, your landlord, or your record as a tenant.
See what your rent looks like, split.
Slide to your monthly rent. We’ll show you the rhythm.
Your rent (before)
$2,000
Your rent (after)
Monthly due date
$1,000.00*
14 days later
$1,000.00
* Split Pay costs $0 per month
Banks move money.
We move timing.
One tight due date can turn into a late fee, then an overdraft, then a mark on your credit.
Split Pay stops that chain before it starts.
A rent loan covers this month by adding interest you pay back later. We don’t lend or charge interest. We split rent you already owe and time it to your pay.
Budget apps hand you the work. We set it up once, and it runs itself.
One tight due date can turn into a late fee, then an overdraft, then a mark on your credit. Split Pay stops that chain before it starts.
Built for the way
you actually
get paid
Paid every other Friday
We build around your actual deposit schedule, not the 1st of the month.
Roommates on different pay cycles
One of you gets paid mid-month, the other at the end. Splitting lets each share land on time instead of one person fronting the whole unit.
Rent due before payday
Rent on the 1st, paycheck on the 3rd. You’ve floated that gap for years. Now you don’t have to.

Rent loans: your
questions, answered
Predictable months.
Room to breathe.
The 1st stops being a cliff. One paycheck carries one half, the next carries the other. Rent runs itself. Setup takes about three minutes. Your next rent payment can already run on your paycheck rhythm.


1. Timely payment depends on meeting eligibility requirements and successful scheduled payments.
2. Eligibility requirements apply.