Rent loans, and a way to cover rent without interest

Split Pay splits the rent you already owe into two payments, timed to your paychecks.
Your landlord gets paid in full, on time. No interest, no credit check.

  • Help avoid late fees¹

  • No credit check²

  • Cancel anytime

woman relaxing on a couch at home

Your rent, paid on
your schedule

Your rent is due on the 1st. Your paycheck lands on the 3rd. That two-day gap opens at the start of every month, and it only has to line up wrong once to become a late fee.

Mon

30

Tue

1

Rent due

$2,000

Wed

2

Thu

3

Fri

4

3 days later

Payday

The money is there. The timing isn’t. That’s the problem we fix.

A rent loan adds interest. Split Pay just splits the timing.

A rent loan means borrowing money and paying interest on top of it. Split Pay is different. We pay your landlord the full rent on the due date. You cover it in two halves, timed to your paychecks. No interest, no credit check, and a flat fee you see before you sign up. You’re not taking on interest to make rent. You’re paying the rent you already have, in two parts that fit your pay.

friends having brunch outdoors

Half now, half later:
how Split Pay covers rent

Split Pay turns one rent payment into two, 14 days apart. A $2,000 rent payment becomes two $1,000 payments, each timed to a paycheck. Your landlord gets paid in full, on time, every month.

app view: connect your rent

You set the rhythm once

Connect your rent and tell us when your paychecks land. Setup takes about three minutes.

app view: you are approved

We handle the timing every month

Your autopayment schedule runs itself. One paycheck pays the first half, the next one pays the second half. Nothing to track, nothing to remember.

app view: rent payments complete

Your landlord sees one on-time payment

On your due date, we send your landlord the full amount. Nothing changes with your lease, your landlord, or your record as a tenant.

See what your rent looks like, split.

Slide to your monthly rent. We’ll show you the rhythm.

Your rent (before)

$2,000

Your rent (after)

Monthly due date

$1,000.00*

14 days later

$1,000.00

* Split Pay costs $0 per month

Banks move money. We move timing.

One tight due date can turn into a late fee, then an overdraft, then a mark on your credit. Split Pay stops that chain before it starts.

A rent loan covers this month by adding interest you pay back later. We don’t lend or charge interest. We split rent you already owe and time it to your pay.

Budget apps hand you the work. We set it up once, and it runs itself.

One tight due date can turn into a late fee, then an overdraft, then a mark on your credit. Split Pay stops that chain before it starts.

Built for the way
you actually get paid

Paid every other Friday

We build around your actual deposit schedule, not the 1st of the month.

Roommates on different pay cycles

One of you gets paid mid-month, the other at the end. Splitting lets each share land on time instead of one person fronting the whole unit.

Rent due before payday

Rent on the 1st, paycheck on the 3rd. You’ve floated that gap for years. Now you don’t have to.

friends relaxing in a living room

Rent loans: your
questions, answered

Predictable months.
Room to breathe.

The 1st stops being a cliff. One paycheck carries one half, the next carries the other. Rent runs itself. Setup takes about three minutes. Your next rent payment can already run on your paycheck rhythm.

Split Pay app on a phone

1. Timely payment depends on meeting eligibility requirements and successful scheduled payments.

2. Eligibility requirements apply.