Bimonthly mortgage payments that match your paycheck
You get two paychecks a month. Your mortgage asks for everything in one.
Split Pay divides it into two payments that land with your paycheck. Pay half your mortgage now, half later.
Help avoid late fees¹
No credit check²
Cancel anytime
Your mortgage, paid on
your schedule.
Two paychecks come in each month. One mortgage bill goes out.
When the bill lands before the second check clears, the first paycheck has to cover the whole thing alone.
Mon
30
Tue
1
Mortgage due
$2,400
Wed
2
Thu
3
Fri
4
3 days later
Payday
Nothing is wrong with your budget. The dates just don’t line up. Split Pay lines them up.
Half now, half later:
how to pay your
mortgage bimonthly
One monthly payment becomes two, paid twice a month, about two weeks apart.
A $2,000 mortgage splits into two payments of $1,000, each landing with a paycheck. Your lender still receives the full amount, on time, every month.
You set the rhythm once
Link your mortgage, tell us your two paydays, and choose your split. Three minutes, once.
We handle the timing every month
After that, it’s automatic. The first payment leaves with one paycheck, the second with the next. No calendar reminders, no manual transfers.
Your lender sees one on-time payment
Your lender receives one full payment on the due date, exactly as before. Your rate, your term, and your account stay untouched.
See what your mortgage payment
looks like, split.
Drag to your payment. See the two halves.
Your monthly mortgage (before)
$2,000
Your monthly mortgage (after)
Monthly due date
$1,000.00*
14 days later
$1,000.00
* Split Pay costs $0 + $0.00 (0% of your monthly mortgage)
One big payment becomes
two smaller ones
Paying twice a month changes the shape of the month, not the math. One large payment turns into two smaller ones, each sized to land with a paycheck that can cover it. Same total. Same payoff date. The mortgage doesn’t get bigger. What changes is the pressure: no single check carries the whole payment and the end of the month stops being a tight squeeze.
Banks move money.
We move timing.
Pay-later apps split things you’re buying now and nudge you toward buying more. We only touch bills you already owe.
Budget apps give you a dashboard and a to-do list. We handle the timing and stay out of the way.
Left alone, one too-early due date becomes a late fee, then an overdraft, then a mark on your credit. We keep that from ever landing.
Built for the way
you actually
get paid
Paid twice a month
You already get two checks a month. Now your mortgage payments match, one half per check.
Two earners, two schedules
Each paycheck covers one half instead of one person covering all of it.
A due date that sits just before payday
Your payment posts on the 1st, your check clears on the 4th. You’ve bridged those few days yourself for years. You don’t have to keep doing it.
Bimonthly mortgage payments:
your
questions, answered
Predictable months.
Room to breathe.
The big day on the calendar turns into two small ones. Each paycheck handles its half, and the payment goes out on its own. Setup runs about three minutes, and your next mortgage payment can already move to your pay schedule.
1. Timely payment depends on meeting eligibility requirements and successful scheduled payments.
2. Eligibility requirements apply.