Biweekly mortgage payments that match your paycheck

Your paycheck lands every two weeks. Your mortgage doesn’t. Split Pay moves your mortgage to match your rhythm. Half now, half later.

  • Help avoid late fees¹

  • No credit check²

  • Cancel anytime

family

Your mortgage, paid on
your schedule.

You get paid 26 times a year. Your mortgage shows up 12 times, in one big number, on a date somebody else picked.

Mon

30

Tue

1

Mortgage due

$2,400

Wed

2

Thu

3

Fri

4

3 days later

Payday

Some months, the payment lands three days before payday. The money is there. The timing isn’t. That’s the problem we fix.

Half now, half later:
How to pay your mortgage
every two weeks

Split Pay turns one big payment into two smaller ones, 14 days apart. A $2,400 mortgage becomes two $1,200 payments, each timed to your paycheck. Your lender gets paid in full, on time, every month.

app view: how much is your mortgage

You set the rhythm once

Connect your mortgage and tell us when your paychecks land. Setup takes about three minutes.

app view: you are approved

We handle the timing every month

Your autopayment schedule runs itself. One paycheck pays the first half, the next one pays the second half. Nothing to track, nothing to remember.

app view: mortgage payments complete

Your lender sees one on-time payment

On your due date, we send your lender the full amount. Nothing changes with your rate, your terms, or your lender.

See what your mortgage payment looks like, split.

Slide to your monthly payment. We’ll show you the rhythm.

Your monthly mortgage (before)

$2,000

Your monthly mortgage (after)

Monthly due date

$1,000.00*

14 days later

$1,000.00

* Split Pay costs $0 + $0.00 (0% of your monthly mortgage)

This isn’t a payoff trick. It’s a timing fix.

“Biweekly mortgage payments" usually means something else: 26 half-payments a year, one extra full payment, a faster payoff. That changes how much you pay. Split Pay changes when. Same total. Same payoff date. Two even amounts that match your paychecks, instead of one heavy day at the start of every month.

playing with a dog

Banks move money. We move timing.

One tight due date can turn into a late fee, then an overdraft, then a mark on your credit. Split Pay stops that chain before it starts.

Buy-now-pay-later apps split new purchases. We split bills you already have.

Budget apps hand you the work. We set it up once, and it runs itself.

One tight due date can turn into a late fee, then an overdraft, then a mark on your credit. Split Pay stops that chain before it starts.

Built for the way
you actually get paid

Paid every other Friday

We build around your actual deposit schedule, not the 1st of the month.

Two incomes, offset paydays

Each paycheck takes its half. No single income absorbs the hit.

Due date in the wrong spot

Mortgage on the 1st, payday on the 3rd. You’ve floated that gap for years. Now you don’t have to.

family reading

Mortgage payments every two weeks: your
questions, answered

Predictable rhythms.
Room to breathe.

The first of the month stops being a cliff. One paycheck handles one half, the next takes care of the other. The mortgage runs itself. Setup takes about three minutes. Your next mortgage payment can already run on your paycheck rhythm.

Split Pay app on a phone

1. Timely payment depends on meeting eligibility requirements and successful scheduled payments.

2. Eligibility requirements apply.