Rent now, pay later, timed to your paycheck

Split your rent in two. Pay half now, half in two weeks. Your landlord gets paid in full, on time, either way.

  • Help avoid late fees¹

  • No credit check²

  • Cancel anytime

man in an orange hoodie using his phone in a forest

Your rent, paid
on your schedule

Your rent is due on the 1st. Your paycheck lands on the 3rd. That two-day gap opens at the start of every month, and it only has to line up wrong once to become a late fee.

Mon

30

Tue

1

Rent due

$2,000

Wed

2

Thu

3

Fri

4

3 days later

Payday

The money is there. The timing isn’t. That’s the problem we fix.

Half now, half later: how rent now, pay later works

Split Pay turns one rent payment into two, 14 days apart. A $2,000 rent payment becomes two $1,000 payments, each timed to a paycheck. Your landlord gets paid in full, on time, every month.

app view: connect your rent

You set the rhythm once

Connect your rent and tell us when your paychecks land. Setup takes about three minutes.

app view: autopayment schedule

We handle the timing every month

Your autopayment schedule runs itself. One paycheck pays the first half, the next one pays the second half. Nothing to track, nothing to remember.

app view: rent payments complete

Your landlord sees one on-time payment

On your due date, we send your landlord the full amount. Nothing changes with your lease, your landlord, or your record as a tenant.

See what your rent looks like, split.

Slide to your monthly rent. We’ll show you the rhythm.

Your rent (before)

$2,000

Your rent (after)

Monthly due date

$1,000.00*

14 days later

$1,000.00

* Split Pay costs $0 per month

Later, but never late.

Rent now, pay later with Split Pay means what it says: pay part of your rent now, the rest a couple of weeks later, timed to your paychecks.Your landlord gets the full amount on the due date. You cover it in two halves on your schedule. You pay later, and you’re never late.

woman playing with a dog at home

Banks move money. We move timing.

Rent now, pay later apps often finance the payment, and some report to the credit bureaus. Split Pay does neither. We split rent you already owe and time it to your pay, with no credit check and no mark on your report.

Budget apps hand you the work. We do it once, and it runs.

One tight due date can turn into a late fee, then an overdraft, then a mark on your credit. Split Pay stops that chain before it starts.

Built for the way
you actually get paid

Paid every other Friday

We build around your actual deposit schedule, not the 1st of the month.

Roommates on different pay cycles

One of you gets paid mid-month, the other at the end. Splitting lets each share land on time instead of one person fronting the whole unit.

Rent due before payday

Rent on the 1st, paycheck on the 3rd. You’ve floated that gap for years. Now you don’t have to.

friends relaxing on a rug at home

Rent now, pay later: your questions, answered

Predictable months.
Room to breathe.

The 1st stops being a cliff. One paycheck carries one half, the next carries the other. Rent runs itself. Setup takes about three minutes. Your next rent payment can already run on your paycheck rhythm.

Split Pay app on a phone

1. Timely payment depends on meeting eligibility requirements and successful scheduled payments.

2. Eligibility requirements apply.