Which bill would you like to split?
Mortgage month,
handled.
Your biggest monthly bill shouldn't mean 30 days of math.
Split your mortgage into two payments on your schedule,
Zero late fees
No credit check
Cancel anytime
1st split payment
$1,000
Monthly due date
2nd split payment
$1,000
14 days later
Three steps.
About three
minutes.
Add your monthly mortgage
Connect your accounts
Get approved
Your biggest bill,
smoother every month.
Keep more cash on hand
A $2,400 mortgage doesn’t have to mean $2,400 gone all at once. Split it into two $1,200 payments, one when the bill is due, one two weeks later. You keep more cash on hand for groceries, gas, and everything else.
Never miss a payment
Late mortgage payments can hurt your credit and trigger fees. Split Pay sends your servicer the full amount on the due date — every time. You pay us back in two smaller pieces.
More peace of mind
No more juggling which bills to pay first. No more sweating one massive payment. Your mortgage is handled. Move on with your month.
See what your mortgage payment looks like, split.
Your monthly mortgage (before)
$2,000
Your monthly mortgage (after)
Monthly due date
$1,000.00*
14 days later
$1,000.00
* Split Pay costs $0 + $0.00 (0% of your monthly mortgage)
Nothing changes for your lender.
Split Pay integrates with your mortgage servicer, not the other way around.
Your lender receives your full payment on time, down to the penny.
Your mortgage is due
Your normal payment date arrives.
Split Pay pays in full
We cover the full amount to your lender on time.
You pay in 2 installments
Half now. Half two weeks later.
How Split Pay works
We pay your mortgage servicer in full on your due date. You pay us back in two installments — half now, half later. Your lender sees one on-time payment. You get breathing room.
What happens to my escrow?
Nothing. Your escrow for taxes and insurance stays exactly the same. We split the total payment amount (escrow included) so your servicer receives the full amount they expect.
What does my lender see?
Your lender still receives the full mortgage payment as usual. Split Pay simply lets you break it into smaller payments on your side.
Works with all other mortgage providers
What people are saying
The app is very easy to use and helps in stressful situations.
Split Pay gives me more flexibility with my budgeting for bills and everyday needs.
Love almost everything about it! I really do! It’s easy, sends reminders, and you can adjust the due date for your second payment or pay it early.
At Peace 😎😎😎
“When I tell you this app literally gave life to my budget, it LITERALLY gave LIFE to my budget. This is the best thing since sliced bread. Thank you to the inventor of this app.”
It’s always helpful and right on time to help you handle bills being paid on time. Fast, easy approval. Highly recommend.
“Great app and has come in handy in so many ways. I’m finally able to breathe again and have a little extra income.”
Great app. I’m able to have money left over because of Split Pay!
Using this app, I’m able to pay on a better schedule and have more money in my pocket. Recommend!
This app is great and very convenient when you may not have the full payment on the due date.
I needed to split up payments so I’m grateful this is an option, and I’m able to pay multiple bills with my paychecks.
“Best payment app out - Customer support is top-notch — they responded quickly and resolved my issue efficiently.”
“As a single mom with one income, Split Pay has drastically taken the pressure off and helped me catch up on all my bills.”
This is the best app ever released!
“Such a blessing in a time of need — it gives me the opportunity to stay caught up on other bills. Wish I’d known about it sooner.”
“Makes staying on top of finances and credit fun and easy.”
“This app is awesome. It is reliable and you have your own account and routing number. You can use it every month.”
Customer support was quick and helpful
The app is very easy to use and helps in stressful situations.
Split Pay gives me more flexibility with my budgeting for bills and everyday needs.
Love almost everything about it! I really do! It’s easy, sends reminders, and you can adjust the due date for your second payment or pay it early.
At Peace 😎😎😎
“When I tell you this app literally gave life to my budget, it LITERALLY gave LIFE to my budget. This is the best thing since sliced bread. Thank you to the inventor of this app.”
It’s always helpful and right on time to help you handle bills being paid on time. Fast, easy approval. Highly recommend.
“Great app and has come in handy in so many ways. I’m finally able to breathe again and have a little extra income.”
Great app. I’m able to have money left over because of Split Pay!
Using this app, I’m able to pay on a better schedule and have more money in my pocket. Recommend!
This app is great and very convenient when you may not have the full payment on the due date.
I needed to split up payments so I’m grateful this is an option, and I’m able to pay multiple bills with my paychecks.
“Best payment app out - Customer support is top-notch — they responded quickly and resolved my issue efficiently.”
“As a single mom with one income, Split Pay has drastically taken the pressure off and helped me catch up on all my bills.”
This is the best app ever released!
“Such a blessing in a time of need — it gives me the opportunity to stay caught up on other bills. Wish I’d known about it sooner.”
“Makes staying on top of finances and credit fun and easy.”
“This app is awesome. It is reliable and you have your own account and routing number. You can use it every month.”
Customer support was quick and helpful
The app is very easy to use and helps in stressful situations.
Split Pay gives me more flexibility with my budgeting for bills and everyday needs.
Love almost everything about it! I really do! It’s easy, sends reminders, and you can adjust the due date for your second payment or pay it early.
At Peace 😎😎😎
“When I tell you this app literally gave life to my budget, it LITERALLY gave LIFE to my budget. This is the best thing since sliced bread. Thank you to the inventor of this app.”
It’s always helpful and right on time to help you handle bills being paid on time. Fast, easy approval. Highly recommend.
“Great app and has come in handy in so many ways. I’m finally able to breathe again and have a little extra income.”
Great app. I’m able to have money left over because of Split Pay!
Using this app, I’m able to pay on a better schedule and have more money in my pocket. Recommend!
This app is great and very convenient when you may not have the full payment on the due date.
I needed to split up payments so I’m grateful this is an option, and I’m able to pay multiple bills with my paychecks.
“Best payment app out - Customer support is top-notch — they responded quickly and resolved my issue efficiently.”
“As a single mom with one income, Split Pay has drastically taken the pressure off and helped me catch up on all my bills.”
This is the best app ever released!
“Such a blessing in a time of need — it gives me the opportunity to stay caught up on other bills. Wish I’d known about it sooner.”
“Makes staying on top of finances and credit fun and easy.”
“This app is awesome. It is reliable and you have your own account and routing number. You can use it every month.”
Customer support was quick and helpful
FAQs
Mortgage month, handled.
Set up your first split in under 3 minutes. No credit check, no contracts.
