Biweekly car payments that
match your paycheck

Your paycheck lands every two weeks. Your car payment doesn’t. Split Pay moves your car payment to match your rhythm. Half now, half later.

  • Help avoid late fees¹

  • No credit check²

  • Cancel anytime

person at car trunk outdoors

Your car payment, paid on
your schedule.

You get paid twice a month. Your car payment once a month, on a date somebody else picked.

Mon

30

Tue

1

Car payment due

$500

Wed

2

Thu

3

Fri

4

3 days later

Payday

Some months, the car payment is due three days before your payday. The money is there. The timing isn’t. That’s the problem we fix.

Half now, half later:
How to pay your car payment
every two weeks

Split Pay turns one payment into two smaller ones, 14 days apart. A $500 car payment becomes two $250 payments, each timed to your paycheck. Your lender gets paid in full, on time, every month.

app view: connect your car

You set the rhythm once

Connect your car payment and tell us when your paychecks land. Setup takes about three minutes.

app view: you are approved

We handle the timing every month

Your autopayment schedule runs itself. One paycheck pays the first half, the next one pays the second half. Nothing to track, no reminders necessary.

app view: car payments complete

Your lender sees one on-time payment

On your due date, we send your lender the full amount. Nothing changes with your rate, your terms, or your lender. They don’t even get notified when you switch to Split Pay.

See what your car payment looks like, split.

Slide to your monthly payment. We’ll show you the rhythm.

Your monthly car payment (before)

$500

Your monthly car payment (after)

Monthly due date

$250.00*

14 days later

$250.00

* Split Pay costs $0 per month

This isn’t a payoff hack. It’s a timing solution.

“Biweekly car payments” usually means something else: bimonthly half-payments a year, one extra full payment, a faster payoff. That changes how much you pay. Split Pay changes when you pay. Same total. Same payoff date. Two even halves that match your paychecks, instead of one heavy payment at the start of every month.

woman and man at car

Banks move money. We move timing.

Buy-now-pay-later apps split new purchases. We split bills you already have.

Budget apps hand you the work. We set it up once, and it runs itself.

One tight due date can turn into a late fee, then an overdraft, then a mark on your credit. Split Pay stops that chain before it starts.

Built for the way
you actually get paid

Paid every other Friday

We build around your actual deposit schedule, not the 1st of the month.

Two incomes, offset paydays

Each paycheck pays its half. No single check absorbs one big hit.

Due date in the wrong spot

Car payment on the 5th, payday on the 8th. You’ve floated that gap for months. Now you don’t have to.

woman drinking coffee while driving with mountain view outside the window

Car payments every two weeks: your
questions, answered

Predictable months.
Room to breathe.

The due date stops being a cliff. One paycheck handles one half of your payment, the next handles the other. The car payment runs itself. Setup takes about three minutes. Your next car payment can already run on your paycheck rhythm.

Split Pay app on a phone

1. Timely payment depends on meeting eligibility requirements and successful scheduled payments.

2. Eligibility requirements apply.