Yes! Whether you pay through a portal, lender, or servicer, or pay your landlord directly, you can change which payment method your plan uses — as long as you do it before the payment runs (or while a failed payment is still in its retry window).
The fastest way — right inside your plan:
Go to your account home, click into your product, and tap View Plan.
Tap the Payment Method row on your payment.
Pick the card you want — or tap Add new card to add one right there.
Tap Confirm. Done — your upcoming payment will use the new card.
You can also add a card from your account: open your Split Pay account and add the card under Payment methods. Just know that adding it there doesn't change anything on its own — your plan keeps using its current card until you go into View Plan, select the new card, and tap Confirm.
Important: either way, the switch isn't complete until you select the card inside your plan and tap Confirm.
If your payment already failed: you can still switch cards and retry — but there's a deadline, so check your failure notification for the exact time and don't wait. Our Support team can also make the switch with you if you're stuck.
This controls your first payment. Your second payment picks between your debit card and bank account automatically — see Can I choose which payment method is used for my second payment?