Yes — Split Pay reports your successful rent payments to two of the major credit bureaus, for free. No fees, no subscription, nothing to buy.
A few important things:
It's opt-in — you decide whether to turn it on
We only report successful payments. Late or missed payments are never shared. So credit reporting through Split Pay can only help your credit, never hurt it.
This applies to rent payments. Mortgage and car loan payments are already reported by your lender directly.
Why it's useful: rent is usually the biggest line item in someone's monthly budget. Most landlords don't report rent payments to credit bureaus, so years of on-time rent typically doesn't show up on your credit report. With Split Pay, every on-time rent payment can build your credit.
To turn it on: see the FAQ on How do I turn on credit reporting?.