If you deleted your Split Pay account and want to come back, sign up again with the same email and sign-in method you used before — there's no time limit. Don't try to log in or reset your password — those won't work for deleted accounts. Go through the sign-up process like you're a new user.
What restores automatically:
Your transaction history
If you paid through a portal, lender, or mortgage servicer, the same Split Pay account and routing numbers — they're reactivated once you're approved again, so anything saved on their side works again with no update needed
What you'll need to redo:
Identity verification
Reconnect a payment method
Reapply for Split Pay
Pricing follows the terms in place when you sign up again.
If you go through sign-up and the system says your email isn't recognized, contact support — we can help figure out what's going on.