How long do micro-deposits take to verify my portal connection?

Most portals send micro-deposits within 24 hours, but it can take up to 3 business days. If you're inside that window, just wait — there's nothing on our end we can speed up.

A few important things:

  • Your portal sends the micro-deposits, not us. We just report them when we receive them. We can't resend them, expedite them, or troubleshoot them on our side.

  • Two kinds of verification, depending on your portal:

    • Two small amounts (e.g. $0.12 and $0.45) — enter both amounts when prompted

    • One $0.01 deposit with a code — look for a 3-letter code after a # in the transaction description (like #PDV). Enter the code, not the amount.

If you're at 3+ business days:

Want to skip the wait? If your portal allows bank connections via Plaid, Split Pay will appear as an option to select — that flow verifies instantly, no micro-deposits needed.

If you're still stuck after 3 business days, contact our Support team.