Split Pay charges a flat $9.99 fee plus 1.5% of your total payment. That's it.
You'll see the exact amount on your approval screen before you commit to splitting a bill, so you always know what you'll pay before you commit.
Split Pay never charges:
Late fees
Plan setup fees
Any other hidden charges
Fees from other parties:
Your landlord, lender, or servicer may charge their own late fees if a payment is delayed on their end. Split Pay can't waive those — they're determined by your agreement with them.
Your bank may charge overdraft or NSF (non-sufficient funds) fees if your account doesn't have enough money when Split Pay attempts a withdrawal. Those come from your bank.
If you see a charge from Split Pay that you don't understand, contact our Support team — we'll walk through it.