Stay on track
with Split Pay

Split Pay breaks one large expense into two smaller payments. Same total. Smarter timing.

14.5k+ Reviews

1st split payment

$1000

Monthly due date

2nd split payment

$1000

14 days later

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What can you split?

Rent, mortgage, car payment. Each one splits in two. Your landlord or lender gets paid in full on day one. We handle the rest.

More cash, less pressure, every month.

Payment Schedule

July 1st

$1,000

July 15

$1,000

1st split payment made

Rent, mortgage, or car note paid in full

2nd split payment made

rating

Real users.
Real reviews.

Getting started is easy

Split Pay works alongside your existing payment system. Your landlord or lender receives your full payment on time, with no changes on their side.

Takes 3 minutes

Set up and split your first payment the same day.

No credit check

We look at your cash flow, not your score.

Works everywhere

Any bank, any lender, any way you pay today.

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How it works

app view: pick your bill

Pick your bill

Add your rent, mortgage, car payment,
or other bills. Takes about 2 minutes.

app view: we split it

We split it

We look at your cash flow and set your split,
anywhere from 30% to 50% of the bill.

app view: pay on your schedule

Pay on your schedule

1st half when the bill is due.
2nd half two weeks later.

FAQs

Download Split Pay Today

Everything you need to split your bills and take control of your month, in one app.