Yes, but in a few different ways depending on how things go.
While your current split is active:
You can't apply for a different product yet. To switch, pay off your second payment (it settles in 3–5 business days), tap Cancel Plan in Plan Details, and remove your Split Pay account and routing numbers from the old portal or servicer.
Once you've paid off and cancelled your current split:
You're free to apply for a different product right away — with the same Split Pay account and routing numbers
It's a fresh eligibility check based on your current financial profile
Eligibility rules differ per product (rent vs. mortgage vs. car payment vs. student loan), so you may not get the same outcome on a different bill
How your current split affects the next one:
Positive signals:
✅ On-time payments build positive track record with us, which factors into future approvals
✅ Successfully completing a split shows you're a reliable customer
Negative signals:
❌ Late or missed payments on your current split can make future approvals harder
❌ Multiple denied applications in a row (in different products) signals to our underwriting that something has shifted in your profile
The cleanest path to a strong future approval:
Pay your current Split Pay on time
Pay it off fully before applying for a different product
Wait until you're back to a clean financial state
Worth knowing: Split Pay supports one active split at a time today; splitting more than one bill is something we hope to offer in the future.