Yes, but in a few different ways depending on how things go.
While your current split is active:
You can't apply for a different product. You'd need to wait until your current Split Pay is fully paid off (both first and second payments settled).
Once your current split is fully paid off:
You're free to apply for a different product
It's a fresh eligibility check based on your current financial profile
Eligibility rules differ per product (rent vs. mortgage vs. car loan), so you may not get the same outcome on a different bill
How your current split affects the next one:
Positive signals:
✅ On-time payments build positive track record with us, which factors into future approvals
✅ Successfully completing a split shows you're a reliable customer
Negative signals:
❌ Late or missed payments on your current split can make future approvals harder
❌ A balance that went to collections affects future eligibility significantly
❌ Multiple denied applications in a row (in different products) signals to our underwriting that something has shifted in your profile
The cleanest path to a strong future approval:
Pay your current Split Pay on time
Pay it off fully before applying for a different product
Wait until you're back to a clean financial state
Worth knowing: when multiple concurrent splits launch, having a strong on-time payment track record on your existing split will help your approval for adding additional splits.