Yes, but in a few different ways depending on how things go.
While your current split is active:
You can't apply for a different product. You'd need to wait until your current Split Pay is fully paid off (both first and second payments settled).
Once your current split is fully paid off:
You're free to apply for a different product
It's a fresh eligibility check based on your current financial profile
Eligibility rules differ per product (rent vs. mortgage vs. car payment vs. student loan), so you may not get the same outcome on a different bill
How your current split affects the next one:
Positive signals:
✅ On-time payments build positive track record with us, which factors into future approvals
✅ Successfully completing a split shows you're a reliable customer
Negative signals:
❌ Late or missed payments on your current split can make future approvals harder
❌ A balance that went to collections affects future eligibility significantly
❌ Multiple denied applications in a row (in different products) signals to our underwriting that something has shifted in your profile
The cleanest path to a strong future approval:
Pay your current Split Pay on time
Pay it off fully before applying for a different product
Wait until you're back to a clean financial state
Worth knowing: when multiple concurrent splits launch, having a strong on-time payment track record on your existing split will help your approval for adding additional splits.