Yes — landlords are the one exception to the one-active-split rule.
How it works for landlords:
You can do both at the same time:
Receive payouts as a landlord (your tenants pay you through Split Pay)
Use Split Pay to split one of your own bills (your own rent, mortgage, or car loan)
The two sides of your account operate independently. Receiving tenant payouts doesn't count against your ability to split one of your own bills, and vice versa.
What "one of your own bills" means:
You can pick one product to split as a payer — just like any non-landlord customer. So:
Split your mortgage ✓
Or split your car loan ✓
Or split your own rent (if you also rent somewhere) ✓
Not all three at once — same one-active-split rule applies to your own bills
Worth knowing:
If you fall behind on your own Split Pay split, it doesn't affect your ability to keep receiving tenant payouts. The two sides are separate.
Your tenants paying you on time doesn't change your eligibility for splitting your own bills — those are evaluated separately based on your financial profile as a payer.
Multiple concurrent splits for landlords (and everyone else) is on our roadmap — when it launches, you'll be able to split more than one of your own bills at once.