For most people, this won’t come up at all. If you make your first payment near the end of the month and set your recurring day early in the next month — say, you pay on the 28th and choose the 1st as your recurring day — your payments simply run about a month apart, exactly as you’d expect.
When you might see a longer first gap: Split Pay needs at least about three weeks between payments, because each payment is split into two installments about two weeks apart and that split has to finish before the next one starts. So if your recurring day falls only a couple of weeks after your first payment, that first recurring payment moves to the following month.
Example: if your first payment is on the 15th and you choose the 5th as your recurring day, the 5th of next month is less than three weeks away — so your next payment is scheduled for the 5th of the month after that, about seven weeks after your first payment.
You can see your exact upcoming dates anytime in your Split Pay account.
Want your next payment sooner? If you’d rather not wait, contact our Support team — we can walk you through a couple of options to bring it forward.