For most people, this won’t come up at all. If you make your first payment near the end of the month and set your recurring day early in the next month — say, you pay on the 28th and choose the 1st as your recurring day — your payments simply run about a month apart, exactly as you’d expect.
When you might see a longer first gap: Split Pay can start your next payment once the previous split has finished — your previous payment has fully reached your landlord, your second Split Pay payment for it is paid back, and at least 7 calendar days have passed since that first payment. So if your recurring day comes before the previous split has finished, that first recurring payment moves to the following month.
Example: if your first payment is on the 15th and you choose the 5th as your recurring day, that split may not be finished by the 5th of next month — in that case your next payment is scheduled for the 5th of the month after that, about seven weeks after your first payment.
You can see your exact upcoming dates anytime in your Split Pay account.
Want your next payment sooner? If you’d rather not wait, contact our team — we can walk you through a couple of options to bring it forward.