Yes — you can take a month off Split Pay. How depends on how you pay:

  • If you pay through a portal, lender, or servicer: change your payment method inside your portal for that month (back to your regular bank account or card). That's it — nothing to do on the Split Pay side. When you want to split again, add your Split Pay account and routing numbers back as the payment method.

  • If you pay your landlord directly: cancel your plan in the app, then set it up again when you're ready.

One thing to keep in mind — the eligibility clock:

  • If you've never used Split Pay, your approval lasts 30 days unused.

  • If you've used Split Pay and paid back your second payment, you get 60 days before eligibility lapses.

If your eligibility expires during your break, you can apply again — but a new application is a fresh review of your finances. So if you're planning a short break, it pays to come back inside your window.