Most likely your second Split Pay payment — which is the second installment of the original payment you authorized when you signed up. Not a duplicate.
The way Split Pay works:
You make your first payment, which is split across two installments
Split Pay covers part of your bill upfront so your landlord (or lender, or servicer) gets the full amount on time
About 2 weeks later, the second installment is automatically charged to your debit card — that's the second charge you're seeing
You agreed to both installments when you signed up. The second payment isn't a separate purchase — it's the back half of the original split.
Quick check on your end:
Look at the amount. Does it match what you expected for your second payment? You can see your second payment amount in the Split Pay app.
Look at the date. Is it ~14 days after your first payment? That's the standard schedule.
Check your email. We send reminders before the second payment. If you got those, that confirms it's your scheduled payment.
If everything matches, this is your second Split Pay payment processing as scheduled. No duplicate, no error.
If something doesn't match — the amount is wrong, the date is way off, or you have no record of even signing up — see the FAQ on I don't recognize this charge on my account. Get in touch and we'll dig in.
If you'd rather pay the full second payment early to avoid this happening again, you can pay early at any time through the app.