When will my Split Pay amount go up?

If your Split Pay isn't at a 50/50 split yet, your approved amount grows automatically 5% each month you pay your second payment on time — up to a maximum of 50%.

Example: if your second payment is $300 this month:

  • Pay it on time → next month it'll be $315 (5% more)

  • Pay that one on time → next month it'll be $330.75

  • Keep going until you hit 50% of your total rent

This happens automatically. You don't need to ask, request it, or do anything other than pay on time.

The other path to increase your approval:

Reapplying (after eligibility expires or if you want a fresh evaluation) starts from scratch with your current financial profile. Could go up, could stay the same, could go down — it's a fresh look. See the FAQ on Will I get the same approval amount if I reapply?.

The most reliable path is just paying on time and letting the 5% compound.