Split Pay lets you split your rent (or mortgage, or car payment) into two — one payment on your due date, one two weeks later. Your landlord, lender, or servicer still gets the full amount on your due date.
The flow:
You pay a portion of your bill on your due date
Split Pay covers the rest, and the full amount goes to your landlord, lender, or servicer on time
You pay the remaining portion to Split Pay two weeks later
You're never late from your landlord's side. From their view, your full payment arrived on time. Split Pay handles the timing on the back end.
The exact split depends on your approval — some people start at 50/50, others start with a smaller second payment that grows 5% each month you pay on time, up to 50%.
Prefer to watch? Here's a quick walkthrough of how paying in two parts works: Watch the walkthrough.
Want a sense of what your specific payment would look like? Apply for free — you'll see your exact amounts immediately after approval.