No, even though they look like one. Your Split Pay account and routing numbers only work for paying through Split Pay — usually through your portal, lender, or servicer.
What they CAN do:
Receive a payment pull from your portal, lender, or servicer
Trigger the Split Pay split mechanic on that incoming payment
Receive a payment returned by your portal, lender, or servicer (which we automatically refund to your debit card)
What they CAN'T do:
Receive direct deposits (paycheck, government benefits)
Get used for ATM withdrawals or transfers
Pay other bills (utilities, credit cards, anything else)
Hold a balance you can spend
Think of them as a routing label, not a bank account. They tell your portal, lender, or servicer "send the payment here" — and that triggers Split Pay to handle the rest. They're not a place where money sits.
For anything other than your Split Pay-eligible bill, use your regular bank account or debit card.