Split your student loan in two
Half on the due date, half two weeks later. Your loan servicer is paid in full and on time.
Works with all servicers
No credit check¹
Cancel anytime
Payment one
$200
Monthly due date
Payment two
$200
14 days later
AS SEEN IN
Why Split Pay?²
Split Pay has been such a relief! I’ve been able to manage my finances much better since using this app. It makes paying big bills a breeze and less stressful!”
Not sure what I'd do without this app — I haven't had a late fee since I started using it.
Easy to use, clean interface, and quick payments. I can see my full payment history in one place and the reminders keep me on track. Convenient and reliable.
This app comes in clutch every time. So easy to manage.
When I tell you this app literally gave life to my budget, it LITERALLY gave LIFE to my budget. This is the best thing since sliced bread. Thank you to the inventor of this app.
“This really helps manage my bills. It’s really convenient to split my largest bill in two when budgeting.”
Great app and has come in handy in so many ways. I'm finally able to breathe again and have a little extra income.
I really don’t write reviews, but this app is a lifesaver and it comes in clutch when you need it.
It changed our life tremendously. It really gives us a stress-free feeling, knowing that our bill is paid on time and in full. Customer Service is very nice and helpful.
I wish I knew about this a long time ago. It really helps you have a better balance with your bills. I'm already excited for the journey.
Easy to use. Great customer service. Helps those months where I struggle so I don’t have to get a late!
Best payment app out - Customer support is top-notch — they responded quickly and resolved my issue efficiently.
As a single mom with one income, Split Pay has drastically taken the pressure off and helped me catch up on all my bills.
High payment limit and great flexibility. They're the best option when you need them.
Such a blessing in a time of need — it gives me the opportunity to stay caught up on other bills. Wish I'd known about it sooner.
Makes staying on top of finances and credit fun and easy.
This app is awesome. It is reliable and you have your own account and routing number. You can use it every month.
Split pay has assisted me in getting all my bills in a row and making my paychecks more flexible.
Split Pay has been such a relief! I’ve been able to manage my finances much better since using this app. It makes paying big bills a breeze and less stressful!”
Not sure what I'd do without this app — I haven't had a late fee since I started using it.
Easy to use, clean interface, and quick payments. I can see my full payment history in one place and the reminders keep me on track. Convenient and reliable.
This app comes in clutch every time. So easy to manage.
When I tell you this app literally gave life to my budget, it LITERALLY gave LIFE to my budget. This is the best thing since sliced bread. Thank you to the inventor of this app.
“This really helps manage my bills. It’s really convenient to split my largest bill in two when budgeting.”
Great app and has come in handy in so many ways. I'm finally able to breathe again and have a little extra income.
I really don’t write reviews, but this app is a lifesaver and it comes in clutch when you need it.
It changed our life tremendously. It really gives us a stress-free feeling, knowing that our bill is paid on time and in full. Customer Service is very nice and helpful.
I wish I knew about this a long time ago. It really helps you have a better balance with your bills. I'm already excited for the journey.
Easy to use. Great customer service. Helps those months where I struggle so I don’t have to get a late!
Best payment app out - Customer support is top-notch — they responded quickly and resolved my issue efficiently.
As a single mom with one income, Split Pay has drastically taken the pressure off and helped me catch up on all my bills.
High payment limit and great flexibility. They're the best option when you need them.
Such a blessing in a time of need — it gives me the opportunity to stay caught up on other bills. Wish I'd known about it sooner.
Makes staying on top of finances and credit fun and easy.
This app is awesome. It is reliable and you have your own account and routing number. You can use it every month.
Split pay has assisted me in getting all my bills in a row and making my paychecks more flexible.
Split Pay has been such a relief! I’ve been able to manage my finances much better since using this app. It makes paying big bills a breeze and less stressful!”
Not sure what I'd do without this app — I haven't had a late fee since I started using it.
Easy to use, clean interface, and quick payments. I can see my full payment history in one place and the reminders keep me on track. Convenient and reliable.
This app comes in clutch every time. So easy to manage.
When I tell you this app literally gave life to my budget, it LITERALLY gave LIFE to my budget. This is the best thing since sliced bread. Thank you to the inventor of this app.
“This really helps manage my bills. It’s really convenient to split my largest bill in two when budgeting.”
Great app and has come in handy in so many ways. I'm finally able to breathe again and have a little extra income.
I really don’t write reviews, but this app is a lifesaver and it comes in clutch when you need it.
It changed our life tremendously. It really gives us a stress-free feeling, knowing that our bill is paid on time and in full. Customer Service is very nice and helpful.
I wish I knew about this a long time ago. It really helps you have a better balance with your bills. I'm already excited for the journey.
Easy to use. Great customer service. Helps those months where I struggle so I don’t have to get a late!
Best payment app out - Customer support is top-notch — they responded quickly and resolved my issue efficiently.
As a single mom with one income, Split Pay has drastically taken the pressure off and helped me catch up on all my bills.
High payment limit and great flexibility. They're the best option when you need them.
Such a blessing in a time of need — it gives me the opportunity to stay caught up on other bills. Wish I'd known about it sooner.
Makes staying on top of finances and credit fun and easy.
This app is awesome. It is reliable and you have your own account and routing number. You can use it every month.
Split pay has assisted me in getting all my bills in a row and making my paychecks more flexible.
Seamless experience
How it works
We pay your student loan servicer in full on the due date. You pay us back in two halves.
Student loan due date
You pay the first half of your student loan payment to Split Pay.
Servicer is paid in full
Split Pay sends the payment to your servicer on the due date.
Two weeks later
You pay the second half of your student loan payment to Split Pay.
Works with all federal and private servicers ³
Set up in minutes
Add your monthly student loan payment
Connect your accounts
Get approved
Benefits of Split Pay
Same total, smart timing
Student loan payments that align better with your pay schedule.
More breathing room
Keep cash in your account for other expenses.
Avoid late fees
We pay your servicer in full on day one so you don’t miss a payment.
See your split
Current monthly payment
$400
Student loan payment with Split Pay
Due date
$200.00*
Two weeks later
$200.00
* Split Pay costs $0 + $0.00 (0% of your student loan payment)
Ready to get started?
See eligibility and start splitting in just a few minutes. No credit check required. ¹
FAQs
Split your
largest bills
Rent, mortgage, car payment. Each one splits in two.
Your landlord or lender gets paid in full on day one. We handle the rest.
Rent
The 1st of the month, finally on
your side.
Mortgages
Your mortgage, on your schedule.
No refinancing. No catch.
Car payment
Your car payment, without
the flinch.
Every big bill
Insurance, tuition, utilities, the ones
that keep you up are next.
1. Eligibility requirements apply.
2. Testimonials reflect individual customer experiences. Results may vary and are not guaranteed.
3. Third-party trademarks and logos are the property of their respective owners. Their use does not imply sponsorship, endorsement, or affiliation with Split Pay.