Split Your Car Payment
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Split your car payment in two payments
Works with all lender payment portals
No credit check requiredFAQs
How does Split Pay work?
Instead of one large payment hitting your account each month, Split Pay breaks your car payment into two smaller installments. You pay in two parts: the first on your due date and the second two weeks later.
Your lender sees a full, on-time payment every month—we handle the split behind the scenes. Same outcome for them, more breathing room for you.
Does my lender need to approve Split Pay?
No. Your lender doesn't need to approve or do anything on their end. We send the full payment on your due date, so as far as they're concerned, it's business as usual — your car payment is paid in full and on time.
What do I need to get started?
You'll need to securely connect to your bank via Plaid, which lets us verify your monthly income and assess your financial picture. Applying only takes a few minutes and won't affect your credit score.