Split Pay turns one largest expense into two smaller ones. Same total. Smarter timing.
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Split your payment into two parts instead of one.
Cover your biggest payment and still have room for everyday needs.
Your payment gets paid on time, every time – you just relax.
Securely link your bank accounts to confirm
eligibility and unlock Split Pay.
Use your Split Pay virtual account to pay
where you normally pay.
Your payment gets paid in full and on time.
You get more room in your budget.
Split Pay makes sure your full payment is sent on the date you choose, every month. You pay in two parts: the first on your due date, and the second two weeks later.
From the payee’s point of view, everything looks normal—your payment arrives in full and on time. We handle the split in the background so you get more flexibility with your cash.
To get started, you’ll connect your bank and share a few details about your payment—like who you pay, how much, and when it’s due.
We use this to set up your schedule and confirm you’re good to go. It only takes a few minutes, and you’ll know right away.
No. They don’t need to do anything or approve anything.
We send the full payment on the date you choose, so from their side it’s just a normal, on-time payment.
If your first payment doesn’t go through, we’ll let you know right away and give you time that day to fix it.
If the second payment isn’t completed within the allowed window, your Split Pay access may be paused for now.
To avoid issues, make sure there’s enough money in your connected bank account before each scheduled payment.
Yes. You can reapply after 30 days.