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Split Pay turns your mortgage into two smaller payments each month. Same bill, smarter timing.
Brought to youby ,trusted withprocessing over$100 million
in payments.
AS SEEN IN
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Smaller payments
Split your mortgage payments into two parts instead of one.
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Less budgeting
Cover your mortgage and still have room for life's essentials.
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Zero
hassle
Your lender gets paid on time, every time—you just relax.
Split pay wasmade for
homeownersneeding to manage costs
a budgetlooking for extra flexibility
How It Works
Connect your accounts
Securely link your mortgage and bank
accounts to confirm eligibility and unlock
Split Pay.
Pay with Split Pay
Use your Split Pay virtual account to pay your mortgage on your lender’s portal.
Works with any lenderEnjoy added flexibility
Your lender gets paid in full and on time; you get breathing room in your budget.
FAQs
Split Pay for Mortgages ensures your full mortgage payment is sent to your lender on the date you schedule, every month. You’ll make your first installment on the due date and a second installment two weeks later.
From your lender’s perspective, your payment is made in full and on time. We simply handle the split behind the scenes so you can enjoy more flexibility and control over your cash flow.
To get started, you’ll securely connect your bank account, verify your identity, and share a few details about your mortgage — like your lender, payment amount, and due date.
We use this information to confirm your eligibility and set up your payment schedule. The process only takes a few minutes, and you’ll know right away if you qualify.
No. Your lender doesn’t need to take any action or approve anything.
We make your full payment to your lender on the date you schedule, so from their perspective, it’s just a normal on-time payment. We simply make it easier for you to pay in two parts while keeping your mortgage current.
If your first installment fails due to insufficient funds or another issue, we’ll notify you immediately - you’ll have a short window that day to retry the payment and fix the issue.
For your second payment, if you don’t successfully make the payment within the allowed window, your Split Pay for Mortgages access will be paused, and you may lose eligibility to use the service in the future.
It’s important to ensure your connected bank account has enough funds before each scheduled payment to avoid any disruption or escalated issues.
Yes, you’re eligible to reapply after 30 days.