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        <loc>https://splitpay.com/help/for-landlords/getting-paid/when-will-i-receive-payment-from-my-tenants-split-pay</loc>
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        <lastmod>2026-05-08T01:08:16+00:00</lastmod>
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        <loc>https://splitpay.com/help/for-landlords/split-pay-basics-for-landlords</loc>
        <lastmod>2026-06-15T16:29:28+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/for-landlords/split-pay-basics-for-landlords/what-is-split-pay-and-how-does-it-affect-me-as-a-landlord</loc>
        <lastmod>2026-07-14T15:22:25+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/for-landlords/split-pay-basics-for-landlords/do-i-need-to-approve-my-tenant-using-split-pay</loc>
        <lastmod>2026-07-14T15:22:37+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/for-landlords/split-pay-basics-for-landlords/my-tenant-got-denied-for-split-pay-why</loc>
        <lastmod>2026-05-08T01:11:48+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/for-landlords/split-pay-basics-for-landlords/a-bunch-of-my-tenants-are-getting-denied-whats-going-on</loc>
        <lastmod>2026-05-08T01:12:00+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/for-landlords/split-pay-basics-for-landlords/what-if-my-tenant-cant-or-doesnt-want-to-use-split-pay</loc>
        <lastmod>2026-05-08T01:12:12+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/for-landlords/split-pay-basics-for-landlords/whats-happening-with-rent-app-what-does-this-mean-for-me</loc>
        <lastmod>2026-07-17T21:23:52+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/for-landlords/split-pay-basics-for-landlords/what-is-baselane-and-why-is-split-pay-recommending-it</loc>
        <lastmod>2026-05-08T01:12:43+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/for-landlords/payout-problems-and-refunds</loc>
        <lastmod>2026-06-15T16:28:47+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/for-landlords/payout-problems-and-refunds/my-payout-hasnt-arrived-what-should-i-check</loc>
        <lastmod>2026-06-17T03:07:04+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/for-landlords/payout-problems-and-refunds/my-tenants-split-pay-payment-failed-what-happens-now</loc>
        <lastmod>2026-06-17T03:07:54+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/for-landlords/payout-problems-and-refunds/i-got-an-email-saying-my-payout-was-returned-because-of-an-account-issue-what-happened</loc>
        <lastmod>2026-05-17T17:21:40+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/for-landlords/payout-problems-and-refunds/can-i-refund-my-tenant-a-split-pay-payment-they-already-made</loc>
        <lastmod>2026-05-08T01:09:55+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/for-landlords/move-outs-and-canceling-autopay</loc>
        <lastmod>2026-06-15T16:28:48+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/for-landlords/move-outs-and-canceling-autopay/why-did-rent-still-get-pulled-from-my-tenant-after-they-moved-out</loc>
        <lastmod>2026-07-14T15:23:26+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/for-landlords/move-outs-and-canceling-autopay/how-do-i-cancel-my-tenants-autopay</loc>
        <lastmod>2026-06-10T02:31:05+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/for-landlords/move-outs-and-canceling-autopay/a-payment-is-processing-can-i-cancel-the-autopay</loc>
        <lastmod>2026-06-10T02:31:11+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/for-landlords/move-outs-and-canceling-autopay/my-tenant-moved-out-is-the-autopay-still-active</loc>
        <lastmod>2026-06-17T03:10:12+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing</loc>
        <lastmod>2026-05-20T20:16:42+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/making-payments</loc>
        <lastmod>2026-06-15T15:57:13+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/making-payments/what-is-split-pay-and-how-does-it-work-with-my-portal-lender-or-servicer</loc>
        <lastmod>2026-06-10T03:59:31+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/making-payments/what-payment-methods-does-split-pay-accept</loc>
        <lastmod>2026-06-10T20:45:37+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/making-payments/why-was-my-second-payment-charged-to-my-bank-account-instead-of-my-card</loc>
        <lastmod>2026-06-10T18:24:45+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/making-payments/why-was-my-second-payment-charged-to-my-card-instead-of-my-bank-account</loc>
        <lastmod>2026-06-10T18:24:45+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/making-payments/i-changed-my-card-on-the-pay-now-screen-but-my-second-payment-used-the-old-one-why</loc>
        <lastmod>2026-06-10T18:24:46+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/making-payments/can-i-choose-which-payment-method-is-used-for-my-second-payment</loc>
        <lastmod>2026-06-10T17:05:45+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/making-payments/i-dont-have-a-visa-or-mastercard-debit-card-what-are-my-options</loc>
        <lastmod>2026-06-12T17:26:15+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/making-payments/how-can-i-use-privacycom-if-i-only-have-a-discover-card</loc>
        <lastmod>2026-05-15T01:28:02+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/making-payments/why-isnt-discover-accepted</loc>
        <lastmod>2026-05-15T01:31:47+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/making-payments/can-i-change-the-payment-method-for-my-split-pay-payment</loc>
        <lastmod>2026-06-26T13:31:39+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/payment-issues-and-failures</loc>
        <lastmod>2026-05-20T19:15:07+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/payment-issues-and-failures/my-portal-payment-failed-how-do-i-retry</loc>
        <lastmod>2026-07-02T22:12:32+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/payment-issues-and-failures/my-second-payment-is-coming-up-what-are-my-options</loc>
        <lastmod>2026-06-15T15:05:00+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/payment-issues-and-failures/can-i-stop-or-cancel-a-split-pay-payment-before-it-goes-through</loc>
        <lastmod>2026-06-15T15:06:09+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/payment-issues-and-failures/whats-the-245pm-et-deadline-for-portal-payment-retries</loc>
        <lastmod>2026-07-02T22:12:20+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/payment-issues-and-failures/why-wont-my-debit-card-connect-name-mismatch</loc>
        <lastmod>2026-06-26T13:34:14+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/payment-issues-and-failures/why-is-my-account-frozen</loc>
        <lastmod>2026-06-10T03:53:04+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/payment-issues-and-failures/why-didnt-my-landlord-lender-or-servicer-get-my-portal-payment</loc>
        <lastmod>2026-06-17T03:23:42+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/payment-issues-and-failures/my-portal-said-the-payment-was-rejected-what-now</loc>
        <lastmod>2026-06-17T03:36:46+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/payment-issues-and-failures/my-retry-keeps-failing-what-should-i-check</loc>
        <lastmod>2026-06-15T15:05:03+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/payment-issues-and-failures/what-happens-if-my-second-split-pay-payment-keeps-failing</loc>
        <lastmod>2026-06-15T15:05:41+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/payment-issues-and-failures/why-did-i-get-an-email-saying-youll-charge-my-debit-card-later-i-already-paid-in-my-portal</loc>
        <lastmod>2026-06-28T05:03:44+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/payment-issues-and-failures/how-do-debit-card-limits-affect-my-split-pay-payment</loc>
        <lastmod>2026-05-17T15:40:52+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/payment-issues-and-failures/my-portal-payment-was-returned-account-closed-or-moved-on</loc>
        <lastmod>2026-06-28T05:04:06+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/payment-issues-and-failures/my-funds-arent-in-yet-what-happens-if-im-funding-my-account-later-today</loc>
        <lastmod>2026-05-18T01:52:27+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/payment-issues-and-failures/can-split-pay-cause-an-overdraft-on-my-bank-account</loc>
        <lastmod>2026-05-18T01:53:22+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/payment-issues-and-failures/why-did-split-pay-ask-me-to-reconnect-my-bank-account</loc>
        <lastmod>2026-05-22T16:51:08+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/payment-issues-and-failures/my-direct-payment-to-my-landlord-failed-and-i-have-funds-now-what-do-i-do</loc>
        <lastmod>2026-06-15T15:05:03+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/refunds-credits-and-disputes</loc>
        <lastmod>2026-06-10T15:16:23+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/refunds-credits-and-disputes/can-i-change-the-date-of-my-second-split-pay-payment</loc>
        <lastmod>2026-06-17T16:16:33+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/refunds-credits-and-disputes/can-i-cancel-a-scheduled-direct-payment-to-my-landlord</loc>
        <lastmod>2026-06-14T23:39:04+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/refunds-credits-and-disputes/can-i-cancel-a-portal-payment-thats-already-processing</loc>
        <lastmod>2026-06-15T15:05:01+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/refunds-credits-and-disputes/i-received-a-credit-through-my-portal-what-happens-now</loc>
        <lastmod>2026-06-17T03:44:34+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/refunds-credits-and-disputes/i-didnt-authorize-this-payment-what-do-i-do</loc>
        <lastmod>2026-06-10T03:51:03+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/refunds-credits-and-disputes/my-landlord-lender-or-servicer-is-asking-about-returning-or-refunding-a-payment-what-happens</loc>
        <lastmod>2026-06-17T03:38:54+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/refunds-credits-and-disputes/why-was-i-charged-a-late-fee</loc>
        <lastmod>2026-06-17T03:39:56+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/refunds-credits-and-disputes/i-never-got-the-refund-sent-through-my-portal-where-is-it</loc>
        <lastmod>2026-06-17T03:40:16+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/refunds-credits-and-disputes/why-did-i-get-money-back-from-my-portal-and-what-happens-to-it</loc>
        <lastmod>2026-06-11T17:44:28+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/refunds-credits-and-disputes/can-i-change-the-date-of-my-first-split-pay-payment</loc>
        <lastmod>2026-06-26T13:31:31+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/connecting-and-setting-up-payments</loc>
        <lastmod>2026-06-15T15:55:50+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/connecting-and-setting-up-payments/how-do-i-connect-split-pay-to-my-portal</loc>
        <lastmod>2026-06-28T04:43:34+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/connecting-and-setting-up-payments/why-does-split-pay-need-my-bank-login</loc>
        <lastmod>2026-06-10T18:37:53+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/connecting-and-setting-up-payments/what-are-micro-deposits-and-why-is-my-portal-asking-me-to-verify-them</loc>
        <lastmod>2026-06-11T17:42:59+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/connecting-and-setting-up-payments/how-long-do-micro-deposits-take-to-verify-my-portal-connection</loc>
        <lastmod>2026-06-28T05:04:38+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/connecting-and-setting-up-payments/my-portal-is-asking-me-to-connect-my-virtual-account-through-bank-login-credentials-what-do-i-do</loc>
        <lastmod>2026-06-28T04:47:35+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/connecting-and-setting-up-payments/i-removed-and-re-added-my-virtual-account-did-i-lose-my-original</loc>
        <lastmod>2026-06-28T04:45:55+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/connecting-and-setting-up-payments/my-portal-only-accepts-debit-or-credit-cards-what-do-i-enter-for-split-pay</loc>
        <lastmod>2026-06-28T05:05:12+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/connecting-and-setting-up-payments/my-portal-is-asking-for-a-voided-check-what-do-i-send-instead</loc>
        <lastmod>2026-06-28T05:05:41+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/connecting-and-setting-up-payments/can-i-use-split-pay-with-my-zillow-rental-portal</loc>
        <lastmod>2026-05-14T15:59:34+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/connecting-and-setting-up-payments/can-my-virtual-account-be-used-for-security-deposit-returns-or-move-in-fees</loc>
        <lastmod>2026-06-15T17:04:43+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/connecting-and-setting-up-payments/how-do-i-change-my-default-bank-account</loc>
        <lastmod>2026-06-11T17:49:07+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/connecting-and-setting-up-payments/my-landlord-servicer-or-lender-is-asking-for-split-pay-verification-what-do-i-tell-them</loc>
        <lastmod>2026-06-17T03:41:42+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/connecting-and-setting-up-payments/i-currently-pay-my-landlord-using-zelle-how-would-split-pay-work-instead</loc>
        <lastmod>2026-07-01T02:22:18+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/scheduling-timing-and-amounts</loc>
        <lastmod>2026-06-15T15:55:50+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/scheduling-timing-and-amounts/what-amount-should-i-schedule-for-my-portal-payment</loc>
        <lastmod>2026-05-14T15:59:15+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/scheduling-timing-and-amounts/will-my-payment-process-over-a-holiday-weekend-like-july-4th</loc>
        <lastmod>2026-06-29T02:29:49+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/scheduling-timing-and-amounts/how-do-my-monthly-payments-work-with-split-pay-in-my-portal-lender-or-servicer</loc>
        <lastmod>2026-06-28T04:44:23+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/scheduling-timing-and-amounts/what-happens-when-my-payment-amount-changes</loc>
        <lastmod>2026-06-17T16:34:11+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/scheduling-timing-and-amounts/why-does-my-payment-amount-or-due-date-in-split-pay-differ-from-what-i-see-in-my-portal</loc>
        <lastmod>2026-06-28T05:04:22+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/scheduling-timing-and-amounts/can-i-make-a-full-non-split-payment-through-my-split-pay-virtual-account</loc>
        <lastmod>2026-06-17T03:43:04+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/scheduling-timing-and-amounts/i-scheduled-the-wrong-type-of-payment-how-do-i-fix-it</loc>
        <lastmod>2026-06-17T03:43:37+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/scheduling-timing-and-amounts/i-scheduled-half-my-payment-by-mistake-can-you-split-the-remaining-half</loc>
        <lastmod>2026-06-17T03:43:55+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/scheduling-timing-and-amounts/when-does-my-direct-payment-to-my-landlord-process</loc>
        <lastmod>2026-06-15T17:51:40+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/scheduling-timing-and-amounts/why-hasnt-my-portal-payment-processed-yet</loc>
        <lastmod>2026-06-15T17:51:41+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/scheduling-timing-and-amounts/when-will-my-payment-show-as-fully-paid-in-my-portal-lender-or-servicer</loc>
        <lastmod>2026-06-28T05:03:30+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/scheduling-timing-and-amounts/when-will-my-card-be-charged-for-my-portal-payment</loc>
        <lastmod>2026-06-15T17:52:02+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/scheduling-timing-and-amounts/why-isnt-my-next-direct-rent-payment-until-next-month</loc>
        <lastmod>2026-06-17T00:51:19+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/scheduling-timing-and-amounts/why-cant-i-schedule-my-first-direct-rent-payment-more-than-two-weeks-out</loc>
        <lastmod>2026-06-15T15:06:07+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/scheduling-timing-and-amounts/how-do-i-choose-when-my-direct-rent-payment-repeats-each-month</loc>
        <lastmod>2026-06-15T15:06:08+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/scheduling-timing-and-amounts/why-cant-i-pick-a-weekend-or-holiday-for-my-direct-rent-payment</loc>
        <lastmod>2026-06-15T15:06:36+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/scheduling-timing-and-amounts/can-i-skip-a-month-with-split-pay</loc>
        <lastmod>2026-06-11T17:45:23+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/scheduling-timing-and-amounts/will-my-next-months-payment-still-be-paid-by-split-pay-while-im-catching-up-on-a-balance</loc>
        <lastmod>2026-06-17T16:32:16+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/payments-and-billing/scheduling-timing-and-amounts/how-do-i-change-my-second-split-pay-payment-date</loc>
        <lastmod>2026-06-17T16:31:21+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay</loc>
        <lastmod>2026-05-20T20:16:50+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/how-split-pay-works</loc>
        <lastmod>2026-06-15T16:23:10+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/how-split-pay-works/how-does-split-pay-work</loc>
        <lastmod>2026-06-15T15:06:21+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/how-split-pay-works/why-is-my-first-payment-bigger-than-my-second-payment</loc>
        <lastmod>2026-06-15T15:06:21+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/how-split-pay-works/why-is-my-split-pay-amount-different-from-a-friends</loc>
        <lastmod>2026-06-15T15:06:32+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/how-split-pay-works/are-my-split-pay-account-and-routing-numbers-a-bank-account</loc>
        <lastmod>2026-07-01T14:53:26+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/how-split-pay-works/when-will-my-split-pay-amount-go-up</loc>
        <lastmod>2026-06-15T15:06:19+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/how-split-pay-works/can-i-estimate-my-split-pay-amounts-before-applying</loc>
        <lastmod>2026-05-27T03:14:08+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/how-split-pay-works/when-does-my-second-payment-get-scheduled</loc>
        <lastmod>2026-06-10T03:57:15+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/how-split-pay-works/how-is-the-second-payment-due-date-set-for-portal-payments</loc>
        <lastmod>2026-06-10T03:58:32+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/how-split-pay-works/what-fees-does-split-pay-charge</loc>
        <lastmod>2026-06-15T15:05:39+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/how-split-pay-works/what-happened-to-the-rent-app-mobile-app</loc>
        <lastmod>2026-06-17T16:33:03+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/how-split-pay-works/is-split-pay-the-same-as-rent-app</loc>
        <lastmod>2026-06-16T04:07:11+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/eligibility-applying-and-approval</loc>
        <lastmod>2026-05-20T19:15:34+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/eligibility-applying-and-approval/who-can-use-split-pay</loc>
        <lastmod>2026-06-15T15:06:20+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/eligibility-applying-and-approval/why-was-i-denied</loc>
        <lastmod>2026-06-29T02:53:03+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/eligibility-applying-and-approval/can-you-tell-me-the-specific-reason-i-was-denied</loc>
        <lastmod>2026-06-29T02:53:09+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/eligibility-applying-and-approval/why-doesnt-td-bank-work-with-split-pay</loc>
        <lastmod>2026-05-27T03:28:08+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/eligibility-applying-and-approval/when-can-i-reapply-if-i-was-denied</loc>
        <lastmod>2026-06-15T15:04:36+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/eligibility-applying-and-approval/my-split-pay-eligibility-expired-what-happened</loc>
        <lastmod>2026-06-15T15:04:53+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/eligibility-applying-and-approval/will-i-get-the-same-approval-amount-if-i-reapply</loc>
        <lastmod>2026-06-15T15:06:22+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/eligibility-applying-and-approval/can-i-request-a-higher-split-pay-amount</loc>
        <lastmod>2026-05-27T03:28:18+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/eligibility-applying-and-approval/can-i-send-rent-in-full-through-split-pay-if-i-dont-want-to-split-it</loc>
        <lastmod>2026-06-15T15:04:55+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/eligibility-applying-and-approval/can-i-keep-my-split-pay-eligibility-active-without-using-it</loc>
        <lastmod>2026-06-15T15:06:34+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/eligibility-applying-and-approval/why-cant-i-just-enter-my-account-and-routing-numbers-when-connecting-my-bank</loc>
        <lastmod>2026-06-10T18:35:49+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/eligibility-applying-and-approval/my-bank-isnt-showing-up-what-do-i-do</loc>
        <lastmod>2026-06-15T14:50:59+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/eligibility-applying-and-approval/can-i-decline-my-split-pay-offer-and-apply-again-for-a-different-amount</loc>
        <lastmod>2026-06-14T23:41:29+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/your-account-and-perks</loc>
        <lastmod>2026-06-15T16:23:11+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/your-account-and-perks/does-split-pay-report-to-credit-bureaus</loc>
        <lastmod>2026-06-15T15:06:22+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/your-account-and-perks/how-do-i-turn-on-credit-reporting</loc>
        <lastmod>2026-06-15T15:05:02+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/your-account-and-perks/will-split-pay-hurt-my-credit-if-i-miss-a-payment</loc>
        <lastmod>2026-06-15T15:04:38+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/your-account-and-perks/will-split-pay-report-my-past-payments-to-help-my-credit</loc>
        <lastmod>2026-06-15T15:04:52+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/your-account-and-perks/how-do-i-turn-off-credit-reporting</loc>
        <lastmod>2026-06-15T15:04:37+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/your-account-and-perks/can-you-remove-something-split-pay-reported-to-my-credit</loc>
        <lastmod>2026-06-15T15:06:33+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/your-account-and-perks/how-do-i-contact-customer-support</loc>
        <lastmod>2026-05-27T19:05:41+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/talking-to-your-landlord</loc>
        <lastmod>2026-06-15T16:22:38+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/talking-to-your-landlord/does-my-landlord-lender-or-servicer-need-to-approve-split-pay</loc>
        <lastmod>2026-06-15T15:06:20+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/talking-to-your-landlord/my-landlord-said-they-dont-accept-split-pay-what-do-i-do</loc>
        <lastmod>2026-05-27T03:11:13+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/talking-to-your-landlord/what-should-i-tell-my-landlord-about-split-pay</loc>
        <lastmod>2026-05-27T03:10:19+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/talking-to-your-landlord/my-landlord-wont-accept-my-split-pay-payment-what-do-i-do-direct-renters</loc>
        <lastmod>2026-06-15T15:05:53+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/talking-to-your-landlord/what-should-i-tell-my-landlord-about-split-pay-direct-renters</loc>
        <lastmod>2026-06-15T15:05:54+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/talking-to-your-landlord/my-rent-payment-says-were-waiting-on-my-landlord-what-happens-now</loc>
        <lastmod>2026-06-12T15:29:27+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/talking-to-your-landlord/why-does-my-payment-show-a-different-bank-name</loc>
        <lastmod>2026-06-15T15:04:52+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/referrals-and-rewards</loc>
        <lastmod>2026-06-15T16:22:38+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/referrals-and-rewards/how-does-the-split-pay-referral-program-work</loc>
        <lastmod>2026-06-15T15:06:18+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/referrals-and-rewards/i-referred-a-friend-but-didnt-get-my-reward-what-happened</loc>
        <lastmod>2026-06-15T15:04:54+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/about-split-pay/referrals-and-rewards/where-do-i-find-my-referral-link</loc>
        <lastmod>2026-06-15T15:06:32+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/identity-verification-and-security</loc>
        <lastmod>2026-05-20T20:16:59+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/identity-verification-and-security/verifying-your-identity-at-signup</loc>
        <lastmod>2026-05-20T19:15:51+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/identity-verification-and-security/verifying-your-identity-at-signup/why-do-i-need-to-verify-my-identity</loc>
        <lastmod>2026-06-15T15:06:33+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/identity-verification-and-security/verifying-your-identity-at-signup/what-forms-of-id-does-split-pay-accept</loc>
        <lastmod>2026-05-27T16:38:49+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/identity-verification-and-security/verifying-your-identity-at-signup/my-identity-verification-failed-what-do-i-do</loc>
        <lastmod>2026-05-17T17:22:05+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/identity-verification-and-security/verifying-your-identity-at-signup/why-did-my-identity-verification-fail</loc>
        <lastmod>2026-05-14T20:13:06+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/identity-verification-and-security/verifying-your-identity-at-signup/ive-tried-3-times-and-it-still-wont-verify-me-what-now</loc>
        <lastmod>2026-05-14T20:13:17+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/identity-verification-and-security/verifying-your-identity-at-signup/can-someone-just-manually-approve-me</loc>
        <lastmod>2026-05-14T20:13:29+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/identity-verification-and-security/verifying-your-identity-at-signup/can-i-get-a-new-selfie-verification-link</loc>
        <lastmod>2026-05-14T20:13:40+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/identity-verification-and-security/verifying-your-identity-at-signup/how-long-does-the-compliance-review-take</loc>
        <lastmod>2026-05-14T20:13:52+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/identity-verification-and-security/verifying-your-identity-at-signup/i-only-have-a-temporary-id-can-i-still-use-split-pay</loc>
        <lastmod>2026-05-14T20:14:04+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/identity-verification-and-security/verifying-your-identity-at-signup/is-identity-verification-really-required-why</loc>
        <lastmod>2026-05-14T20:14:16+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/identity-verification-and-security/verifying-your-identity-at-signup/what-information-should-i-have-ready-before-i-start</loc>
        <lastmod>2026-05-14T20:14:29+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/identity-verification-and-security/account-access-and-security</loc>
        <lastmod>2026-05-20T19:16:00+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/identity-verification-and-security/account-access-and-security/im-already-logged-in-why-are-you-asking-me-to-verify-again</loc>
        <lastmod>2026-05-14T20:14:55+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/identity-verification-and-security/account-access-and-security/i-signed-up-with-apple-what-email-is-on-my-account</loc>
        <lastmod>2026-05-14T20:15:19+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/identity-verification-and-security/account-access-and-security/i-cant-remember-which-email-i-used-to-sign-up</loc>
        <lastmod>2026-05-14T20:15:32+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/identity-verification-and-security/account-access-and-security/what-information-will-support-never-ask-me-for</loc>
        <lastmod>2026-05-14T20:15:46+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/identity-verification-and-security/account-access-and-security/how-do-i-know-im-really-talking-to-split-pay-support</loc>
        <lastmod>2026-06-10T03:53:30+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/resolving-past-due-payments</loc>
        <lastmod>2026-05-20T20:17:17+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/resolving-past-due-payments/resolving-a-past-due-payment</loc>
        <lastmod>2026-05-20T19:16:08+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/resolving-past-due-payments/resolving-a-past-due-payment/my-second-split-pay-payment-is-overdue-what-should-i-do</loc>
        <lastmod>2026-06-15T15:05:11+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/resolving-past-due-payments/resolving-a-past-due-payment/what-are-my-options-if-i-cant-pay-my-second-split-pay-payment-on-time</loc>
        <lastmod>2026-06-15T15:05:13+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/resolving-past-due-payments/resolving-a-past-due-payment/why-am-i-getting-daily-reminders-about-my-balance</loc>
        <lastmod>2026-06-17T16:33:40+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/resolving-past-due-payments/resolving-a-past-due-payment/i-changed-my-second-split-pay-payment-date-why-does-my-pay-now-page-still-say-im-overdue</loc>
        <lastmod>2026-06-15T15:06:07+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/resolving-past-due-payments/resolving-a-past-due-payment/what-if-i-cant-pay-by-the-new-date-i-picked</loc>
        <lastmod>2026-06-15T15:04:55+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/using-split-pay-across-your-bills</loc>
        <lastmod>2026-05-20T20:17:34+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/using-split-pay-across-your-bills/one-active-split-at-a-time</loc>
        <lastmod>2026-05-20T19:18:03+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/using-split-pay-across-your-bills/one-active-split-at-a-time/can-i-use-split-pay-for-more-than-one-bill-at-a-time</loc>
        <lastmod>2026-07-01T04:21:57+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/using-split-pay-across-your-bills/one-active-split-at-a-time/i-have-rent-and-a-car-loan-can-i-split-both</loc>
        <lastmod>2026-07-01T04:21:59+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/using-split-pay-across-your-bills/one-active-split-at-a-time/im-a-landlord-can-i-also-use-split-pay-to-split-one-of-my-own-bills</loc>
        <lastmod>2026-05-15T14:30:19+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/using-split-pay-across-your-bills/one-active-split-at-a-time/will-split-pay-support-multiple-splits-in-the-future</loc>
        <lastmod>2026-07-01T04:21:56+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/using-split-pay-across-your-bills/one-active-split-at-a-time/will-my-existing-split-affect-my-eligibility-for-a-different-bill-later</loc>
        <lastmod>2026-05-15T14:31:03+00:00</lastmod>
    </url>
    <url>
        <loc>https://splitpay.com/help/using-split-pay-across-your-bills/one-active-split-at-a-time/what-if-i-have-a-rent-payment-and-a-car-payment-due-the-same-week</loc>
        <lastmod>2026-06-17T16:34:28+00:00</lastmod>
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