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Split your mortgage in two payments

Works with any servicer or portal

Fast, secure setup in minutes

New to Split Pay?

FAQs

How does Split Pay work for my mortgage?

Split Pay lets you pay your mortgage in two parts.

  • You pay a portion of your mortgage on the due date

  • You pay the remaining amount to Split Pay 14 days later

Your lender or servicer still gets the full payment on the due date. No interest, no credit check. Just timing flexibility.

How do I connect Split Pay to my mortgage servicer?

Once approved, you'll get Split Pay account and routing numbers. Add them as a payment method in your servicer's online portal or autopay setup.

Your servicer pulls the full payment on your due date. Split Pay handles the split on the back end.

You only need to connect once.

Does my lender or mortgage servicer need to approve Split Pay?

No. Your lender or servicer doesn't need to sign up, approve, or know anything about Split Pay.

Your servicer receives the full mortgage payment on the due date. No partnership required. No paperwork on their end. No impact on your mortgage terms.